Financing

HOLIDAY LAYAWAY AVAILABLE

Want to make sure that you get the bike that you want this holiday season but don’t want to fork over all of the cash just yet? No sweat. We offer a  layaway program for bikes that allows you to plan your holiday spending in a way that works for your budget. Just put 20% down (minimum) then you have up to 3 months to pay. Cancelations are subject to a 15% restocking fee. Visit us to learn more about our bicycle layaway program and to pick out the bike of your dreams!

Ride Now, Pay Later

12 months no interest on purchases of $1000 or more! Thanks to our deferred interest financing options, your dream bike is within reach. You can apply for special financing online, or visit us today to learn more about taking home a bike that’s perfect for you and fits within your budget.

Synchrony Fianance

How It Works

Your dream bike is just a few simple steps away.

1. Fill out this quick online credit application.

2. Visit Roy's Cyclery with your photo ID, a major credit card and your social security number.

3. Buy your dream bike.

4. Pay off your bike in affordable payments.

*Minimum monthly payment required. Interest will be charged to your account (at the standard, variable 25.24% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest charge is $1.00 per credit plan.